Takaful Qatar

Takaful Qatar is a  Sharia-compliant insurance company that was registered and incorporated in Qatar. It started operations as a branch of Doha Takaful in 2006 and later converted into a limited liability company in 2018. Qatar Central Bank granted it the license to run Islamic Insurance operations within the State of Qatar. In all areas of insurance, Takaful Qatar operates on a no-usury basis.

The company offers a wide range of insurance products for individuals, businesses, and commercial enterprises. Takaful Qatar is one of the leading insurers in Qatar and has a strong reputation for providing excellent customer service. The company has a team of highly skilled professionals who are dedicated to ensuring the needs of every customer is met and exceeded.

Pros And Cons


Excellent customer service.

Family coverage at reasonable prices.

Fast & Simple Claim Process.

The most competitive rates.


Limited insurance options.

Available Products (Insurance)

Takaful Qatar offers a range of insurance products that are designed to meet the unique needs of each customer’s circumstances, lifestyle, and financial situation. The company believes that its customers should be able to choose an insurance product that provides them with the coverage they need at a price they can afford. 

The company offers affordable rates on all its products, including life insurance, car insurance, health insurance, travel insurance, and more.

Now, let’s take a closer look at the different products provided by Takaful Qatar:

Motor Insurance

There are two main types of motor insurance offered by the company:

Comprehensive Insurance (Full Insurance): This comprehensive insurance policy covers you for theft, physical damage to the vehicle, bodily injury to any passengers in the car, as well as third party liability coverage. It provides the following prominent coverage:

  •     Free repair in the first year.
  •     Liability coverage for third parties.
  •     No deductible on spare parts in the first year.
  •     Coverage for personal damage.
  •     Medical coverage for all passengers involved in the accident.
  •     Full roadside assistance.

Third-Party Liability Insurance (T.P.L): Third-party motor insurance protects you against liability for third party injuries and property damage. In simple terms, this policy covers damage or loss of the third party’s property resulting from an accident that has occurred due to your fault. This coverage is mandatory in Qatar. 

Takaful Qatar offers many types of car insurance policies. Depending on your needs and budget, you can choose the coverage you want. In both types of car insurance policies, there are different levels of coverage available, so you should choose the policy that best fits your needs. 

For people who want full coverage for their cars, comprehensive car insurance is the right choice. 

Travel Insurance

The company offers travel insurance coverage to cover your needs while traveling. Choosing Takaful travel insurance will make you feel safe and secure during your trip. When you have travel insurance, you will not have to worry about unforeseen circumstances while on vacation.

The company offers the following benefits for individuals, families, Schengen visas, and Hajj Umra:

  • Medical expenses.
  • Personal accident.
  • Loss of baggage.
  • Flight delay and cancellation.
  • Passport, credit card, Identity card loss, and so on.

Additionally, the company offers several plans designed specifically to meet its customers’ needs:

  • Travel Smart.
  • Inbound Travel.
  • Travel Plus.

This makes it an affordable option for those traveling during the peak season. The company has helped many pilgrims make their journey safely and with peace of mind. 

Doha Takaful experts can help you find the most suitable insurance policy for your needs and budget if you wish to buy insurance there. The company has a 24/7 customer service helpline and offers a choice of both online and offline purchase options. 

Health Insurance

Takaful Qatar is one of the leading health insurance companies in Qatar. It provides a variety of health insurance plans for individuals and businesses. It provides comprehensive health insurance coverage for companies and businesses who are searching for the best health insurance plan for their employees. 

The company offers customized plans that include: 

  • Group term life insurance.
  • Temporary disability coverage.
  • Medical evacuation assistance.
  • Accidental death.
  • Occupational risk for the staff (For example, construction engineers, journalists, mining and surveying).
  • Crew members on flights and ships.
  • Employees who work offshore.

The company membership provides their clients with the following additional benefits:

  • Coverage for a wide range of medical procedures and treatments.
  • Coverage of maternity expenses without a waiting period.
  • Coverage for pre-existing conditions and chronic medical conditions.
  • Fully covered medical expenses caused by a work-related injury or illness.
  • No lower limit for members who wish to move to a different product category.

The company also has a separate wing for Takaful services which is Sharia compliant and offers online health insurance renewal and policy issuance facilities. If you have Takaful Qatar health insurance, you can be assured that your medical needs are covered regardless of where you are in the world. 

The company also has its own hospital in the most prestigious area of Doha, which offers high-quality medical care. The company ensures the total well-being of its clients by providing services based on the specific needs of each client. 

Yacht Insurance

You want to know that your vessel and you are protected when you’re out on the open seas. In this case, Takaful yacht insurance is a good option for you. The policy covers you and your passengers if something happens while you’re on the water. This insurance provides coverage against accidental damage, loss, or theft, as well as liability coverage for damage to another vessel or property. 

The company offers several options that are tailored to your needs and budget. They offer a variety of options, including Comprehensive Insurance, Third-Party Liability Only, Personal Accident, and more.

  • Comprehensive Yacht Insurance: This policy protects you against damage to your vessel and other risks, like bodily injury or damage to property. It also covers you against damage to third parties property.
  • Third Party Yacht Insurance: This insurance provides coverage for damages a vessel or its owner, guests, or crew cause to a third party while it is being used.

Takaful Qatar offers comprehensive protection for your boat and passengers whether cruising near shore or venturing out into open waters. Takaful Yacht insurance policies also provide financial compensation in the case of damage or theft of your vessel, giving you peace of mind.

It is important to consider both the value of your boat and the type of cruising you intend to do when choosing a policy. 

Project / Engineering Insurance

The company offers comprehensive engineering insurance policies that will protect companies against financial losses that may result from engineering incidents. These products are designed specifically for customers whose businesses deal with heavy machinery and equipment. 

Engineering project insurance protects businesses from the risks associated with the design, construction, operation, and maintenance of engineering projects.

The following is a list of the Engineering Insurance policies that the company offers:

  • Contractor’s All Risks Insurance: This policy provides coverage for loss or damage resulting from the construction of buildings, including villas, bridges, and high-rise towers.
  • Erection All Risks insurance: This type of insurance covers damage caused by the installation or erection of steel structures, as well as damage to contract works and machinery. The policy also covers third-party injuries or property damage resulting from the operations.
  • Deterioration of Stock Insurance: This insurance covers damage to goods that occur due to a temperature change as a result of a malfunction of refrigeration equipment or accidental damage to the equipment.
  • Machinery Breakdown Insurance: It provides coverage for the cost of repairing or replacing parts on all types of machinery and equipment that fail unexpectedly or suddenly.
  • Machinery Breakdown Loss of profit: This policy covers financial losses resulting from a breakdown of machinery.
  • Contractors Plant & Machinery Insurance: This policy provides coverage against unforeseen and sudden physical losses or damages to equipment owned, hired, or leased. 
  • Electronic Equipment Insurance: This type of policy protects electronic equipment against any accidental or unforeseen damage.

Takaful Qatar offers a unique Engineering Insurance product that is designed to protect companies from the financial losses that can occur as a result of accidents or mishaps in the course of their business. It is flexible and can be customized to meet the needs of each business.

Liability Insurance

The company offers an extensive range of insurance and financial services for individuals, professionals, commercial organizations, and investment companies. The company manages your risks by offering customized solutions with an approach that is both innovative and comprehensive.

Here is a list of the Liability Insurance policies offered by the Takaful company:

  • Public Liability Insurance (Premises): This policy is designed to protect you from legal liability to the public or to your employees resulting from accidents or injuries that arise from business activities.
  • Professional Indemnity Insurance: This type of policy covers your business against any financial liability that may result from the service you have offered.
  • General Third Party Liability Insurance: This insurance provides coverage for all third-party liability-related losses, damages, and injuries to the insured.
  • Directors & Officer’s Liability Insurance: This insurance protects your business from financial loss if a client files a claim due to damage caused by your service.
  • Workmen’s Compensation / Employer’s Liability Insurance: This policy provides medical coverage and a replacement salary for workers or employers injured while on the job. 
  • Medical Malpractice Insurance: This policy protects you against medical damages resulting from malpractice or negligence.

The company provides comprehensive coverage that protects your business against a range of possible lawsuits. This liability insurance policy can help protect your business from financial losses if you are sued for something that causes damage or injury. 

Property Insurance

Takaful property insurance is similar to other property insurance policies, but with one key difference: Islamic law prohibits Muslims from taking out conventional property insurance policies that earn interest. 

As a result, takaful or Islamic property insurance was created as an alternative to traditional property insurance policies. Takaful property insurance policies are a little more expensive than conventional property insurance, but they still provide protection against all of the same perils.

The company provides many different types of Property Insurance to safeguard your home or business against catastrophic losses. Fire and storms are two common disasters that can cause loss or damage. 

The following are the Property Insurance plans offered by the Takaful company:

  • Fire Insurance: This insurance policy covers you against fire, lightning, explosions, and implosion. 
  • Property All Risk Insurance: This policy protects commercial property owners against loss or damage caused by fire, explosion, earthquakes, and water escaping from the building. The policy also covers theft, attempted theft, and vandalism.
  • House Holder’s Comprehensive Insurance: This insurance policy provides you reasonable coverage for house owners and tenants in the event of unforeseen incidents such as fires, thefts, and other common calamities.
  • Business Interruption Insurance: This policy covers your loss of gross profits or revenues due to damage caused to your property under your Property All Risks insurance policy.
  • Plate Glass Insurance: This type of policy is designed to cover businesses for accidental damage to glass on their property. Glass is susceptible to breakage and is also expensive. It is a good idea for business owners to consider plate glass insurance to avoid costly situations.

You can protect your home and business from damage caused by unexpected occurrences with property insurance, but it’s important to know which perils you are covered for in order to receive full coverage. Typically, insurance policies cover fires and lightning, but not earthquakes or floods. 

If you want to ensure you receive the best rates and comprehensive coverage, ask the company’s experts.

The Takaful Qatar Claim Process

The Takaful Qatar company offers several ways to make a claim. One of the most popular methods is through the company’s website. The website is user-friendly and makes it easy for policyholders to submit claims.

In addition to filing a claim online, you can also contact the claims department by calling +974 4429 2880.

The company strongly recommends that clients submit claims as soon as possible so that it can handle the rest professionally, efficiently, and fairly. It is important to always contact your agent before doing anything else, especially when it comes to a claim. 

If you want to simplify the claims process, you will have to ensure that you have all the required documents and notes. If you have everything prepared, the claim will be easier to submit. Always remember that you read and understand your policy before doing anything else so that in the event of an unfortunate event, you will know what to do.

Why Choose Takaful Qatar?

Over the past 15 years in the market, the company has made its mark as one of the leading Islamic insurance companies in Qatar. Providing the best Islamic Insurance Solutions that meet your needs is the company goal. Its well-trained and skilled team works with you step by step to reach this goal. 

The following are just some of the reasons you might choose Takaful Qatar for your insurance cover: 

Firstly, Takaful Qatar is a reliable and trusted company. The company has been providing insurance products and services since 2006 and has a wealth of experience in this field. Takaful Qatar is a Sharia-compliant company. This means that its products and services are in line with Islamic principles. 

Secondly, Takaful Qatar offers excellent value for money with its range of Sharia-compliant insurance products. You can take advantage of the most competitive rates and terms from the company. In addition, the company offers a fast and easy claim process.

Lastly, Takaful Qatar is committed to providing excellent customer service. Takaful Qatar offers a wide range of insurance products, which means you can find the right cover for your needs. Their team of experienced professionals is dedicated to helping you find the right cover and making sure you are fully satisfied with your policy. 

So if you’re looking for Sharia-compliant insurance cover, Takaful Qatar is the right choice for you. If you want to know more about the company, visit the company’s website by clicking on the following link:



How To Contact Takaful Qatar?

To contact Takaful, you can call at +974 4429 2880. Moreover, you can also contact Takaful Qatar Company by visiting this page: https://www.takaful.qa/Home/ 

What Is the Revenue of Doha Takaful?

The revenue of Doha Takaful is $399,675. 

What Is A Takaful Fund?

Takaful fund is a type of Islamic insurance that follows the principles of sharia law. The name is derived from the Arabic word takaful, which means “solidarity” or “mutual assistance.”

Typically, takaful funds operate as cooperatives, where participants contribute to a central fund to help members who have suffered losses. The fund operates on the principle of shared risk and mutual assistance, and participants are only required to pay for coverage they receive. This differs from traditional insurance, where policyholders often pay for coverage they do not need and do not receive any benefits when they file a claim.

Where Is Takaful’s Headquarters Located?

The Takaful’s Headquarters is located at No:248 South Doha, Qatar.