Metlife Qatar

Metlife Company is one of the largest and oldest companies in Qatar. It was founded in 1868 and has operations in more than 40 countries. The company holds leading market positions in the United States, Asia, Japan, Latin America, Europe, and the Middle East.

MetLife has been providing individual and group insurance products in Qatar since 1962 via agents, brokers, banks, and direct channels. The company provides a variety of insurance products and services to people around the world. It provides health insurance, life insurance, and disability insurance products to individuals and businesses. 

Pros And Cons

Pros

  • Excellent customer service.
  • Provides pre-packaged business solutions.
  • Flexible policies that cater to a diverse group of people.
  • Simple and fast claim process.
  • Multiple payment options.

Cons

  • There are limited insurance products available (only life and medical insurance).
  • High premiums.

Available Products (Insurance)

The company offers a variety of different insurance products that they know you need to protect your life and your livelihood. For more than 50 years, MetLife has been offering life insurance, accident insurance, health insurance, and financial wealth products to individuals and businesses.

Personal Insurance

As one of the leading insurance companies in Qatar, Metlife offers many different types of individual insurance products. The following is a list of individual insurance products available from the company.

Life Insurance

This is a pure term life insurance policy with optional benefits. It provides financial security for your family and peace of mind for you. Plans include:

Live Life Plan: Live Life policy ensures your loved ones are taken care of even if you are no longer available to do so or fall ill. You can customize your policy to meet your own goals and the needs of your family. Set up your policies so you don’t need to worry about their financial stability and you can focus on what is really important in life.

Live life insurance policy offers the following benefits:

  • Single cash payment to your family when they need it the most.
  • Life coverage up to USD 10 million.
  • If you add critical illness coverage (up to USD 1 million), the company will also cover terminal illness for free.
  • Depending on your needs, you can select the duration and currency of coverage you desire (USD, GBP, EUR, or AED).
  • Provide extra coverage such as permanent total disability and accident loss of life insurance according to your specific needs.

Future Protect Plan: Future Protect is an innovative plan that provides life cover with potential investment for the future. This plan may be the right option for you if you want life insurance as well as investments for the future at the same time. 

Future Protect provides life coverage, while at the same time offering you convenient and investment strategies based on your goals. This is a smart way to protect your savings and your family’s future.

Decreasing Term Policy: Term life insurance is a flexible and affordable alternative to other types of life insurance policies. As life has its ups and downs, you may need to provide your loved ones with additional financial protection. The insurance policy offers financial protection if you have responsibilities due to life’s unexpected events. If something happens to you, these obligations will still need to be met.

Whether you’re paying a home loan or saving for your children’s education, Metlife’s Decreasing Term Insurance can meet your needs and help you meet your responsibilities. And with highly competitive rates and excellent coverage, it’s a smart choice for your family. So, don’t wait to take care of your loved ones. Get a term insurance policy today!

Accident & Health Insurance 

MetLife’s Accident & Health Insurance policy is safe and secure, preventing financial vulnerability. As a result, you can relax knowing that your safety and needs are covered. Basically, this insurance is designed to protect the policyholder financially. It provides the essential coverage to help with bills if ever the policyholder suffers from severe medical conditions or is involved in an accident.

The following are some of the plans that the company offers under Accident & Health Insurance:

Critical Care: Critical Care is an insurance policy that pays the insured a lump sum after the diagnosis of an illness covered by the policy. This plan covers 32 critical diseases such as cancer, organ transplants, heart attacks, strokes, renal failure, and paralysis and offers financial protection when you need it most. 

Now you can overcome serious diseases and live healthier, longer lives than ever before. But medical treatment is becoming increasingly expensive. Fortunately, Metlife provides Critical Care plans that protect you when you need them without draining your savings. 

If you are diagnosed with one of the 32 most common critical illnesses, you will always be covered without compromising your savings if you have Critical Care insurance.

CritiCare: This insurance policy aims to protect all individuals in Qatar in case there is an accident and one needs medical attention and in case there is a critical complication between the insured and the cost of the medical services.

The CritiCare insurance plan from Metlife is a term life insurance that provides you with protection from a critical illness. If you suffer from a critical illness, then it will cover any treatment that may come with it and also protects your income. In this case, the insurance company, Metlife will reimburse 75% of your contribution in the case you remain healthy.

Olympic Plan: Olympic Plan is a type of accident insurance that can cover medical expenses related to accidents. Your medical expenses are fully covered regardless of whether you need to go to a hospital or a clinic. When you suffer an unexpected injury, the last thing you need to worry about is finding the money to pay your medical bills. Having this insurance plan will allow you to relax and focus on your recovery while all your medical expenses are covered.

Forever: If you are unable to work because of an accident or illness, Forever provides a safety net for your family. For the guaranteed minimum period of 20 years, the company offers you and your family a monthly payment for life.

Circles of Protection: An accident and disability insurance plan that pays a lump sum, weekly income, and medical expenses. When it comes to family, you are often obligated to do what is right. For this reason, the company offers accident protection plans you can customize. Choose options based on your needs.

The following is a list of the Circles of Protection plan offered by the company:

  • Circle 1: Cash payments for you or your loved ones in case of accidental death, total or partial disability, and permanent incapacity.
  • Circle 2: Weekly disability income if you can’t work due to an accident for up to two years.
  • Circle 3: Medical expense reimbursements for inpatient and outpatient care due to an accident.
  • Circle 4: Income if you stay in a hospital due to an accident or illness, with the option of covering your surgery costs.

The plan provides accident and disability insurance with worldwide coverage (Countries under international sanctions are not covered). If you’re unable to work due to disability, it offers a weekly income for two years, as well as reimbursement of medical expenses.

MetLife allows policyholders to select the benefit amount that best fits their needs, something that is most suitable for them. Furthermore, policyholders have the option of choosing which sub-limits are most important to them. 

Metlife Qatar provides its customers with the best life insurance policies. So, if you are a retiree or near retirement, looking for an affordable, convenient life insurance option, Metlife Qatar may be a good choice for you. 

Click on the below link for more information about personal insurance: https://www.metlife-gulf.com/qatar/individuals/ 

Business Insurance

Metlife offers Business Insurance to offer business owners a potential solution to a wide array of business-related risks. Your company’s most valuable asset is engaged and committed employees. 

You want to make sure that they are healthy, protected, and motivated in their jobs. Therefore, the company offers business owners a range of group life and medical insurance options. These are the various types of business insurance plans that the company offers:

Group Life And Disability Insurance

Group Life and Disability policy provides coverage for your employees and their families in case of death, accidents, critical illnesses, and disabilities. For employees and their families, group life insurance is a foundation of protection. Benefits include:

Basic Life Cover

This essential life insurance provides coverage in the event of a loss of life anywhere in the world (Coverage & Benefits are not available in countries under international sanctions). Pick the right plan for your business and your employees.

  • Multiple Earnings plan: Life plan based on a multiple of annual or monthly earnings.
  • Flat Amount plan: Offers coverage to every employee equally.
  • Class plan: Tailored coverage based on your employees’ job titles or salaries.

Supplementary Benefits

If you want to increase the benefits of your employees, you can add the following:

  • Accidental loss of life.
  • Critical illness.
  • Disability coverage for short-term, long-term, or permanent impairment.

Group Life and Disability insurance is designed to provide protection for a specific period of time, paying out only if an insured person dies during the term. This insurance is simple and cost-effective. Make sure that your plan is tailored to your company’s needs and your team’s priorities.

Group Medical Insurance

Metlife Qatar offers Group Medical Insurance that is designed to provide cover to businesses, both large and small, that are interested in setting up an Employee benefit plan for the benefit of their employees. 

The company offers high-quality health care and flexible medical benefits that will keep your employees healthy and engaged at work. It will help you put together the best benefits package for your employees. They will also ensure they have access to the best medical care in the region.

Group Medical (health) insurance policies cover employees against various healthcare costs including inpatient hospitalizations, pre-hospitalizations, post-hospitalizations, daycare procedures, ambulance expenses, etc. The company also offers some additional coverage for its customers. Also, you can customize your policy to meet the needs of your employees while keeping your budget in mind.

If you want to know about Group Medical Insurance plans in detail, click on the following link:

https://www.metlife-gulf.com/qatar/businesses/group-medical/

Pre-Packaged Business Solutions

The company provides a wide range of smart pre-packaged Business insurance solutions. 

Benefit Plus: Benefit Plus is a pre-packaged insurance solution that includes medical, accident, and life insurance for all your employees. The company’s mission is to provide innovative and practical insurance solutions to both companies and their employees.

Life Shield: Life Shield is designed to help you invest in your workforce and retain the best and brightest employees. This is a truly affordable solution that includes:

  • Group Life insurance
  • Accidental Death
  • Disability and Critical Illness cover
  • Reimbursement of accident-related medical treatments.

Workman’s Accident Shield: This package provides 24/7 coverage to your employees, including a group accident policy that gives them peace of mind. The group accident policy will protect your people 24 hours a day, 7 days a week. The policy includes the following coverages:

  • Accidental loss of life
  • Benefits for permanent disability
  • Accident-related medical expenses
  • Repatriation if your employee passes away abroad

Metlife Qatar Claim Process

Metlife Qatar offers several ways for its customers to file a claim. The company offers an easy claims process, designed with you in mind. The easiest way to make a claim is to visit the company’s website and choose a claim type. 

The process of filing a claim online is free and much faster. By using the myMetLife desktop or mobile app, you can submit a claim. To do so, simply log in and follow the below steps.

  • Fill out the online claim form.
  • After that upload your supporting documents.
  • Now submit your online claim form.

To submit a claim if you are working off-site and do not have internet access, please contact your HR department. 

In addition, You can call a Metlife customer service agent for claims assistance by dialing 800 9711.

FAQs

How Can I Contact Metlife Qatar Company?

You can contact them by dialing 800 9711. Alternatively, you can get in touch with Metlife Qatar company by visiting its website: https://www.metlife-gulf.com/qatar/who-we-are/contact-us/ 

What Type Of Insurance Products Does Metlife Qatar Provide?

The company offers personal and business life insurance as well as medical insurance products.

Which Payment Options Are Available For Metlife Qatar Premiums?

There are a variety of options available to customers at the company for paying premiums. 

You can choose from the following options based on your needs. 

  • MyMetLife (e-Payment): Use your debit or credit card to pay your premiums, no matter where you are.
  • Wire Transfer: You can set up a ‘standing order’ where your payments will be deducted automatically. You can make a one-time payment or a regular standing order online via wire transfer. To learn more information about this method of paying your premium, click here.
  • Traditional Payment Methods: You can pay your premium through a check or credit card at the company’s office.

These Premium Payment options are simple, convenient, and secure.

What Is The Address Of Metlife Qatar’s Office?

The address of Metlife Qatar’s office is Jaidah Square, 3rd Floor, Office 304A Airport Road, Near HSBC Main Branch. Building # 63, Street 310 in Doha, Qatar.